The first question that I ask consumers who are shopping for insurance is, “why are you shopping for insurance today.” The responses that I get differ, but there are a few reoccurring ones that come up from time to time. The most common response is, “My insurance rates keep going up, and I have never had a claim!”
Oklahoma has one of the highest costs of insurance in the country. So it is not very surprising that most Oklahoman's are highly concerned about their premiums. What options are there for consumers besides shopping around or reducing their coverages for them to get lower insurance cost? How about increasing your insurance grade?!