Liability

Mon, 03/27/2017 - 8:00am

Last week's publication was focused on how to buy liability insurance and understanding the way the insurance companies write the coverages.  This week I would like to continue our discussion on liability and discuss it with the insurance company and legal standpoints. 

Mon, 03/20/2017 - 8:00am
image of injured man on street by car collision

Choosing auto insurance coverage is a complicated matter. Somehow it became common knowledge for consumers to ask their insurance agent for "Full Coverage," and that would take care of all their insurance needs. I am not sure where the term "full coverage" originated from, but I am not a fan of it. In the insurance industry, there is no such thing as "full coverage." The insurance company will always limit the amount of coverage they offer. So when someone asks me for "full coverage," all they are telling me is that they do not know what they need or want.

Mon, 03/06/2017 - 8:00am
Image of apartment room

Recently more and more apartment complexes are requiring that their tenants carry renters insurance.  This increase has created a lot of questions as to the cost and coverage of renters
insurance.  This week's article will discuss three fundamental questions, What does renters insurance cover?  How much does it cost?  And why do apartment complexes require tenants to carry it?

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