Workers compensation is required by law and is also one of the most understood coverages for business owners. This article will outline the most basic and essential parts of workers compensation.
Umbrella Insurance/Excess Liability Insurance
Ask any insurance agent who has been in the industry a reasonable amount of time, "What is the most important coverage I can carry?" and they will all automatically tell you umbrella insurance. Few of us carry it. Why is that? I believe it is because most of us do not know what it is and how it helps us.
How Much Auto Insurance Do I Need?
Although everyone is different and the answer to the question, "how much auto insurance do I need," differs for every individual's needs; I believe that there is a base explanation to this question for everyone. When reading this article keep in mind that there are two categories of coverages that people shop.