There are three coverages that insureds need to have a firm understanding of when shopping insurance. These three coverages are collision, liability, and comprehensive (other-than-collision). Over the next three weeks, I will go over all three, but we will start with collision coverage today.
How Much Auto Insurance Do I Need?
Although everyone is different and the answer to the question, "how much auto insurance do I need," differs for every individual's needs; I believe that there is a base explanation to this question for everyone. When reading this article keep in mind that there are two categories of coverages that people shop.
What is Full Coverage Auto Insurance?
"What is full coverage" is a question that I am very passionate about because it is both a trap for prospective consumers and a potential trap for insurance agents. Technically speaking, there is no such thing as "full coverage."
Who Has the Cheapest Auto Insurance
People are becoming more and more concerned about the cost of auto insurance each year, as the cost of insurance continually increases. One of the most common searches in the insurance industry is, "who has the cheapest auto insurance." Like almost every answer in the insurance industry, the answer to this question is, "It depends."
Six Uncontrollable Factors Increasing Your Auto Insurance
The first question that I ask consumers who are shopping for insurance is, “why are you shopping for insurance today.” The responses that I get differ, but there are a few reoccurring ones that come up from time to time. The most common response is, “My insurance rates keep going up, and I have never had a claim!”