More and more complexes are requiring that their tenants carry rental insurance for their apartment, condo, or townhome. This increase has created a lot of questions as to the cost, coverage, and value of renters insurance. We have found there are essentially three fundamental questions people want to know:
How Does the Workers Compensation Work?
Workers compensation is required by law and is also one of the most understood coverages for business owners. This article will outline the most basic and essential parts of workers compensation.
Umbrella Insurance/Excess Liability Insurance
Ask any insurance agent who has been in the industry a reasonable amount of time, "What is the most important coverage I can carry?" and they will all automatically tell you umbrella insurance. Few of us carry it. Why is that? I believe it is because most of us do not know what it is and how it helps us.