As the cold sets in this January, you’ll want to make sure you and yours are secure in the event of a winter-time blackout. Regardless of the cause or your location, winter temperatures can get low enough outside to be a real safety hazard, not only to you, but to your house or business.
Here are a few tips to keep in mind as we go through the winter months.
Workers compensation is required by law and is also one of the most understood coverages for business owners. This article will outline the most basic and essential parts of workers compensation.
Ask any insurance agent who has been in the industry a reasonable amount of time, "What is the most important coverage I can carry?" and they will all automatically tell you umbrella insurance. Few of us carry it. Why is that? I believe it is because most of us do not know what it is and how it helps us.
Last week I discussed What is Collision Auto Insurance. I find many people have a relatively decent understanding of collision coverage. Comprehensive coverage, however, tends to give people more trouble.
There are three coverages that insureds need to have a firm understanding of when shopping insurance. These three coverages are collision, liability, and comprehensive (other-than-collision).
